Advanced Title Splitting Property Training Company.

You can expect 25%-35% capital uplift in most areas by splitting the block. Once the apartments, houses or land are individually saleable, they have a higher comparable valuation. You can now sell to individuals rather than investors at retail market price. Another massive benefit of Title Splitting is to sell some units and keep others to lower your Loan to Value ratio (LTV) on remaining units.

Title Splitting property and land is complex, so the best time to split will depend on your specific circumstances – there is no one size fits all solution. To find out more, follow our free download link to get started.

You should always create leasehold from freehold (Title Split) in the main unit at the earliest point possible to create capital uplift. We can show you how to create 25-35% capital uplift by doing this.

You should never keep your apartments on one freehold! Title Splitting early gives you access to instant and long-term capital growth. Why would you want to leave the capital in your block by not Title Splitting it?

You can split later when you sell. However this means leaving all the extra capital in your portfolio until you do sell. A much better solution is to split early and release the equity to either lower your LTV or use it for other projects. Most investors have circumstances that mean they have to sell as a block (unless they have Title Split earlier). This means giving a cheaper price to another investor to sell their block.

The best types of buildings for Title Splitting are the following:

• Multiple flats in one building on one freehold (MUFB)
• Commercial buildings that are being converted to residential buildings
• Mixed-use commercial and residential buildings
• Buildings where commercial elements need to be added into a SSAS (Small Self-Administered Pension Scheme)
• Commercial buildings that you want to break up into smaller units

Title Splitting is also perfect when you want to keep some units and flip others.

The documentation for Title Splitting includes the creation of leases, correct company structures and plans for the Land Registry. We strongly recommend working with a cohesive and comprehensive team of professionals to support the process.

Yes, but it is imperative that the title is split at the right time in the mortgage process. Clients can get guidance on this from our trained team of property professionals.

There are many tax savings to be made if Title Splitting is implemented at the right time in the process, with the right tax documentation. Please note that even though taxes are slightly higher for Title Splitting in some instances (not all), this is completely offset by the additional capital growth (25%-35%) of the initial Title Split. Your taxes will never be higher than the capital added to your portfolio when the Title Split is done correctly.